A continuously learning intelligence layer for cyber brokers — turning carrier updates, underwriting guides, and real placement outcomes into actionable guidance at submission time.
Updates live in emails, PDFs, portals, and individual memory — making it impossible to know what underwriters will actually accept today.
Risks sent to carriers who quietly tightened appetite weeks ago. Producer time lost. Underwriter patience spent.
Repeated mismatched submissions erode carrier trust and reduce responsiveness on future placements.
Appetite shifts surface at renewal, not before — leaving brokers scrambling with no time to remarket.
Critical placement intelligence lives in one producer's head. When they leave, the knowledge walks out the door.
Clearbound sits above your AMS. We don't replace existing tools — we capture the signal that normally lives in inboxes and memory.
Automatically tracks carrier guide updates. Surfaces only what materially changed — new requirements, tightened thresholds, relaxed controls. Plain-English action guidance, delivered before the next submission.
Maps a cyber risk profile to a ranked carrier shortlist based on stated guidelines and observed market behaviour. Includes rationale and confidence scoring for every recommendation.
Scores your submission 0–100 before it goes out. Flags missing controls, unrealistic limits, and documentation gaps — so your producer knows exactly what to fix.
Learns from outcomes — declines, quotes, binds, and underwriter feedback — to distinguish written guidelines from how carriers actually behave in practice. This is the moat.
No rip-and-replace. Start with the carrier guides and updates your team already has.
Upload carrier underwriting guides, appetite updates, and communications your team already has.
AI-powered diff engine compares versions, surfaces material shifts, and classifies severity.
Rank carriers, score readiness, and explain the rationale — so producers act with confidence.
We define success metrics up front and measure them throughout the pilot.
We improve placement outcomes without exposing your relationships or your playbook.
All submission data, outcomes, and placement history belong to your firm. We never sell broker data to carriers or third parties.
Your data is siloed at the database level. Other firms on Clearbound cannot see your placements or outcomes.
We execute a mutual NDA before any data changes hands. Standard terms with IP protection and data ownership clauses.
You can export all your data at any time. If you cancel, you get a 90-day window to retrieve everything.
"Anyone can read underwriting guidelines.
Clearbound learns how they actually behave."
We're partnering with a small number of cyber practice groups for early deployments. Sixty-day pilot, defined success metrics, money-back guarantee.
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