Now accepting pilot partners

Know what changed.
Submit with confidence.

A continuously learning intelligence layer for cyber brokers — turning carrier updates, underwriting guides, and real placement outcomes into actionable guidance at submission time.

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clearbound.to
Dashboard
Appetite match
Readiness score
Changes
Outcomes
Practice group
Carriers
8
Hit rate
63%
Decline rate
37%
Changes
6
Action required — Travelers excluded SaaS ≥$3M. Hartford tightened MFA.
Recent outcomes
declinedTechCorp SaaS
quotedCloudBase$42,500
boundRetailChain POS$18,200
Carrier appetite
Beazleyspecialty95
Chubbpreferred92
Coalitiontech-fwd88

The problem

Carrier appetite changes constantly.
Broker workflows haven't.

Updates live in emails, PDFs, portals, and individual memory — making it impossible to know what underwriters will actually accept today.

01

Wasted submissions

Risks sent to carriers who quietly tightened appetite weeks ago. Producer time lost. Underwriter patience spent.

02

Burned UW relationships

Repeated mismatched submissions erode carrier trust and reduce responsiveness on future placements.

03

Renewal surprises

Appetite shifts surface at renewal, not before — leaving brokers scrambling with no time to remarket.

04

Tribal knowledge

Critical placement intelligence lives in one producer's head. When they leave, the knowledge walks out the door.


The solution

Underwriting intelligence,
not another system of record.

Clearbound sits above your AMS. We don't replace existing tools — we capture the signal that normally lives in inboxes and memory.

I

Guideline change detection

Automatically tracks carrier guide updates. Surfaces only what materially changed — new requirements, tightened thresholds, relaxed controls. Plain-English action guidance, delivered before the next submission.

II

Carrier appetite matching

Maps a cyber risk profile to a ranked carrier shortlist based on stated guidelines and observed market behaviour. Includes rationale and confidence scoring for every recommendation.

III

Submission readiness scoring

Scores your submission 0–100 before it goes out. Flags missing controls, unrealistic limits, and documentation gaps — so your producer knows exactly what to fix.

IV

Market-reality calibration

Learns from outcomes — declines, quotes, binds, and underwriter feedback — to distinguish written guidelines from how carriers actually behave in practice. This is the moat.


How it works

Designed for your existing workflow.

No rip-and-replace. Start with the carrier guides and updates your team already has.

01

Ingest signals

Upload carrier underwriting guides, appetite updates, and communications your team already has.

02

Detect what changed

AI-powered diff engine compares versions, surfaces material shifts, and classifies severity.

03

Recommend action

Rank carriers, score readiness, and explain the rationale — so producers act with confidence.


Measurable value

Clear ROI from day one.

We define success metrics up front and measure them throughout the pilot.

+10–20%
Hit rate improvement
More quotes per submission
30–50%
Fewer wasted submissions
Preserved UW relationships
2–3 hrs
Saved per submission
No more PDF hunting
100%
Changes caught early
Within 48 hours of update

Trust & security

Built to earn broker trust.

We improve placement outcomes without exposing your relationships or your playbook.

🔒

You own your data

All submission data, outcomes, and placement history belong to your firm. We never sell broker data to carriers or third parties.

🛡

Practice group isolation

Your data is siloed at the database level. Other firms on Clearbound cannot see your placements or outcomes.

📋

Mutual NDA first

We execute a mutual NDA before any data changes hands. Standard terms with IP protection and data ownership clauses.

📤

Export anytime

You can export all your data at any time. If you cancel, you get a 90-day window to retrieve everything.

"Anyone can read underwriting guidelines.
Clearbound learns how they actually behave."

Run a cyber pilot
with Clearbound.

We're partnering with a small number of cyber practice groups for early deployments. Sixty-day pilot, defined success metrics, money-back guarantee.

Request a pilot →